For #SaferInternetDay, Traditions First Bank has some tips on how to spot scams and what to do to keep yourself safe online.

Scams to look out for:

1. The caller says they are from IRS or another agency

Some people fall for this online or phone call scam where the caller says they are from the IRS, saying that you owe back taxes and must pay immediately or risk arrest. Several recent scams are from the Police or Sheriff’s office calling to say you missed jury duty and need to pay immediately before they come to arrest you.The IRS or any government agency will never use this tactic to get you to pay over the phone.

2. Catphishing

Online dating apps are big opportunities for criminals. After establishing a rapport with an unsuspecting person, they say they would like to get together but can’t afford to travel and ask for money so they can meet up.

3. Grandparents beware

Scammers will look for older people to call and pretend to be a grandchild. They disguise their voices by crying into the phone, saying they’ve been arrested and need bail money. To help protect against elder fraud, go to the Office for Victims of Crime.

4. Phony Tech support

Calls or emails for someone saying they have detected malware on your computer and need your banking details to collect a small fee.

These are just a few ways criminals maliciously gain access to your banking information and possibly steal your identity. The best way to protect yourself is always to confirm who the recipient is and never send your financial or personal information by email. For more information about avoiding scams and what to do if you have been scammed, go to Federal Trade Commission Consumer Advice.