Finding a healthy way to navigate life can be a juggling act. Traditions First Bank has tips on balancing your life, career, and budget while reaching your goals.

Working helps you pay your bills and live the life you want, but it can quickly fill your schedule if you’re overly invested. It’s essential to make time for the things you love - whether it be your family, friends, hobbies, or all three.

• Schedule daily “ME” time

• Create time for yourself and put it on the calendar.

• Take a few non-negotiable breaks.

• Block off your lunch break to check in on your budget.
  
  

• Simplify your budget

• Track your earnings and expenses.

• See what unnecessary expenses you can cut out.

  • If you love eating out, try to limit eating out to once a week.
    
    

• Budget for extra expenses

• Once you find a budget that works for you, set aside a specific amount to spend on extras like a new pair of shoes.

• Traditions First Bank customers who participate in ScoreCard Rewards can earn valuable Bonus Points and redeem for merchandise, travel awards and more! Take a look at the ScoreCard website www.scorecardrewards.com for details.  

• Set financial goals

• Set goals for the future and measure your success by achieving them.

• Your goals can be short-term, like saving for your next vacation, or long-term, like paying off student loans.

• Here is some inspiration for financial goals:

  • Making a monthly budget for groceries

  • Start an emergency fund

  • Save for a new house

  • Help a loved one pay for school

  • Paying off your credit card every month

• Reduce your utility bills
  
  

• Start a retirement fund

• There are traditional and Roth IRA’s. More information and the differences between these two can be found on this web page Internal Revenue Service.