Savings 

Traditional Savings Account**

  • $100 to open 
  • $100 minimum balance, below minimum is $2 per month service charge 
  • $2 per debit after 9 debits per quarter 
  • Tiered interest rates paid on all balances 
  • Minors receive waived monthly service charges, including dormant fees. May open with $25. 

Traditions Advantage Savings**

  • $100 to open 
  • $100 minimum balance, below minimum is $2 per month service charge 
  • Interest earned on all balances 
  • Withdrawals allowed during the first 10 days of each quarter 
  • Minors receive waived monthly service charges, including dormant fees. May open with $25. 

Christmas Club

  • $25 to open 
  • Balance received after October 31st annually 
  • One emergency withdrawal per year 
  • Interest earned on all balances 

Certificates of Deposit

These deposits range from a 7 day to a 5 year maturity with the minimum CD of $1,000  

Individual Retirement Accounts

The bank offers a variety of IRAs including Traditional, Roth, and Education. Minimum deposit is $500. 

 **Federal regulations require banks to limit the way withdrawals may be made from savings and money market accounts.  No more than six automatic transfers, online transfers or checks payable to a third party may be made during a calendar month or statement cycle of at least four weeks.  An additional withdrawal fee will be assessed for each transaction made beyond six in a statement cycle.  This account converts to a non-money market/non-savings checking account if transaction limits are exceeded.  

©Copyright 2012 Traditions First Bank. Member FDIC. Equal Housing Lender.