Checking

Personal

Traditions Secure Checking

  • $100 Minimum to open 
  • No Minimum Balance
  • $5.00 Monthly Service Charge 
    • No monthly service charge with direct deposit (Age 62+)
  • Free e-Statements or Paper Statements
    • $1.00 discount on monthly service charge with e-Statements*
  • Unlimited Check Writing
  • Free Basic Checks (1 Order Per Year)
  • Free ATM/Debit Card per signer on account 
    • Replacement cards available at cost
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Money Orders, Cashier's Check & Domestic Wires 
    • Up to 3 each per month at no extra charge (for those Age 62 and older)
  • IDProtect® (Family Plan)
    • 3-Bureau Daily Credit Monitoring
    • 30-Day No News is Good News Message
    • 3-in-1 Credit Report and 1-Bureau Credit Score
    • Total Identity Monitoring - (Non-financial monitoring)
    • Full-Managed Identity Theft Resolution Services
    • Up to $10,000 Identity Fraud Expense Reimbursement
    • Payment Card Registration
    • Online Identity Theft News & Education Center
  • Cell Phone (Mobile Device) Protection
  • $10,000 Accidental Death & Dismemberment Ins.****
  • Debit AdvantageTM
    • Buyer Protection & Extended Warranty
  • Health Discounts (Prescription, Vision and Dental)
  • $hopping RewardsTM
    • Cash-Back Shopping Online
  • Travel, Leisure and Recreation Discounts
  • National and Local Merchant Discounts
    • With Hot Deals
  • Theme park & Movie Ticket Discounts
  • And Much More!
    • Note:  Benefits available to all eligible members of household

****Insurance Products are not deposits or other obligations of Traditions First Bank nor guaranteed by Traditions First Bank, nor are they insured by the FDIC, any other federal agency, Traditions First Bank, or any affiliate of Traditions First Bank.

Traditions Plus Checking

Same Great Features as Traditions Secure Checking, Plus

  • Tiered Interest paid on all Balances
  • Free e-Statements or Paper Statements
    • $1.00 discount on monthly service charge with e-Statements*
  • Maintain $10,000+ Balance = No Monthly Service Charge
  • Maintain $3,000 - $9,999 Balance = $4.00 Monthly Service Charge
  • Maintain $0 - $2,999 - $6.00 Monthly Service Charge

*e-Statement discount only applicable if monthly service charge is charged in monthly cycle.

Traditions Basic Checking

  • $50 minimum to open
  • No Minimum Balance 
  • Free e-Statements - Required
  • Direct Deposit - Required
    • Student Checking - no direct deposit required
  • Unlimited Debit Card Transactions
  • Up to 10 monthly check transactions at no cost, $0.15 per transaction over 10
  • Bill Pay = $0.25 per transaction over 6 each statement cycle
  • Free ATM/Debit Card per signer on account
    • Replacement cards available at cost
  • Free Online Banking
  • Free Mobile Banking
  • Paper Statements = $1.00/month

 

Money Market

Traditions First Money Market Account**

  • $100 to open 
  • $1,000 minimum balance 
  • Below minimum balance $9 service charge 
  • $1 charge for each debit drawn on the account over 6 per statement cycle
  • Interest paid on tiered rates 
  • Limited transactions. 

**Federal regulations require banks to limit the way withdrawals may be made from savings and money market accounts.  No more than six automatic transfers, online transfers or checks payable to a third party may be made during a calendar month or statement cycle of at least four weeks. An additional withdrawal fee will be assessed for each transaction made beyond six in a statement cycle.  This account converts to a non-money market/non-savings checking account if transaction limits are exceeded.  

©Copyright 2012 Traditions First Bank. Member FDIC. Equal Housing Lender.